It’s among the last pieces of business you take care of when purchasing a vehicle, but it’s one of the most important. Financing your vehicle allows you to pay the purchase price in monthly installments, spreading out the cost. Arranging car financing is a financially savvy move, and smart consumers work through their local Ford dealer on this process. There are several advantages associated with dealer financing.
1. You’ll Get Financial Flexibility
Financing your vehicle frees you from paying for it in full upfront, which means you’ll keep more money in your checking account. That ensures you have funds on hand to cover things like vehicle maintenance and car insurance. By keeping cash on hand, you’ll also be well-positioned to cover any unplanned emergencies.
If you make payments on the vehicle for a while and eventually decide you want to pay off the remainder of your balance all at once, eliminating the monthly payments, you can do that. Financing through your dealership gives you plenty of flexibility to pay for your vehicle in the way that’s most convenient for you and your monthly budget.
2. You May Get a Terrific Rate
Our finance department works with a network of lenders to get each customer the best possible rate. If you finance through our dealership, you may also be able to take advantage of special low-interest financing offers through the manufacturer. Either way, financing through our dealership means you’ll be offered a competitive rate and a favorable financing agreement.
3. You May Be Able to Get a Longer Term
Stretching your repayment period out over a longer period of time can result in lower monthly payments, which many consumers like because it’s a more budget-friendly approach. Financing through our dealership increases the likelihood that you’ll be able to finance your vehicle over a longer term.
4. You’ll Save Time
Financing through our dealership is the most convenient option. You’ll be able to pick out your next vehicle, negotiate a terrific price, arrange financing, and drive your vehicle home, all within a few hours. Everything can be completed onsite, and you’ll have the experts on our finance team by your side throughout the process.
5. You’ll Get Help Working Around Poor Credit
Not everyone has a sterling credit record, and we understand that. If you’ve been turned down before, we have programs that can get you into car ownership while rebuilding your credit. Our finance team is able to overcome most credit problems, and they’ll help you navigate the process of securing credit.
Don’t let concerns about the financing process keep you from getting behind the wheel of your dream vehicle. When you’re ready to purchase your next vehicle, head to Banister Ford of Marlow Heights.
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